Blog
How VA Loans Help Active-Duty Military Members Buy a Home in Tampa Bay
By Gilbert Bennett Buying a home while serving on active duty can feel like one more mission stacked on top of an already packed schedule. Between PCS timelines, deployment uncertainty, and the cost...
When to Lock Your Mortgage Interest Rate
By Sam Wax One of the first things potential borrowers will say in the introductory phone call goes along the lines of “I just want the best rate.” This very straightforward statement has a...
How My Easy Mortgage Handles Jumbo Loans
By Lesley Holroyd Buying a home is stressful enough without running into a financing wall. And if the home you’ve got your heart set on costs more than $832,750, that’s exactly what happens with a...
5 Credit Myths That Hurt Homebuyers in the Tampa Bay Area
By Eric Yoder If you’ve been putting off buying your first home in Tampa because you think your credit score isn’t good enough, you’re not alone. Fannie Mae found that roughly one in three Americans...
Understanding Your Debt-to-Income Ratio: What Tampa Bay Homebuyers Need to Know
By Eric Yoder You’ve been saving for a down payment, your credit score looks solid, and you’re ready to start shopping for a home in Tampa. But when you sit down with a lender, they bring up a...
Why Tampa Bay Homebuyers Should Choose My Easy Mortgage
By Anthony Chiorazzi If you’re shopping for a mortgage in the Tampa Bay area, you know there’s no shortage of brokers and lenders competing for your business. From the outside, they can all start to...
How to Prepare for Emotional and Mental Challenges as First-Time Buyers
By Eric Yoder After spending dozens of hours on the house hunt, you’re finally ready to make that big purchase. You’ve saved up your down payment, checked your credit, and browsed listings late into...
The Importance of Credit | My Easy Mortgage
By My Easy Mortgage Team Nobody wakes up excited to think about their credit score. It’s one of those things that sits in the background until the moment it matters. And for most people, that moment...
The Benefits of Recasting: How to Lower Your Monthly Payment with My Easy Mortgage
By Sam Wax Want the secret to avoiding a Chinese fire drill when trying to buy and sell a home simultaneously? There's an option that most homeowners don't know about: mortgage recasting. What Is...
Understanding Housing Escrow: Your Simple Guide to a Smarter Home Purchase
By Jay Rosado If you've started shopping for a home or recently closed on one, you've probably heard the word "escrow" more times than you can count. It sounds complicated. It's not. A mortgage...
Your Guide to Buying Your First Home
By My Easy Mortgage Team Let’s be honest: buying your first home is terrifying. You’re signing up for the biggest financial commitment of your life, and the process may feel overwhelming with...
How Fast Can A Mortgage Close?
By David Leslie Buyers will often wonder, “How fast can my mortgage close?” It’s a good question, as people should want to move into their dream home as fast as possible. The most correct answer to...